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Expatriates

Start'Expat
LivExpat
Overall Maximum Limit 250,000€ $1,000,000 - $5,000,000
Eligible Countries of Citizenship Any country Worldwide * subject to certain exclusions at time of application
Covered Areas 1. Worldwide; 2. Worldwide excluding the US Worldwide * subject to certain exclusions at time of application
Duration Options Monthly 3 – 12 months
Emergency Medical Reasonable and customary costs Included
Outpatient Services Reasonable and customary costs if resulting from an accident or an unforeseen illness Included anywhere from 80%-100%
Local Ambulance Reasonable and customary costs Included anywhere from 80%-100%
Hospital Accommodation Reasonable and customary costs Included anywhere from 80%-100%
Emergency Evacuation Reasonable and customary costs Can be added to a maximum of $100,000
Prescription Drugs 3,000€ Included anywhere from 80%-100%
Check-Ups Not covered Included anywhere from 80%-100%
Maternity Not covered Included anywhere from 80%-100%
Dental Dental emergency only: 350€. Dentures and protheses related to an accident: 200€ Emergency dental included, full dental can be added as an option
Mental/Nervous Conditions Not covered Included anywhere from 80%-100%
Organ Transplants Reasonable and customary costs if resulting from an accident or an unforeseen illness Included anywhere from 80%-100%
Vision Lenses and frames following an accident: 150€ Included anywhere from 80%-100%
Optional Riders None Dental, Life, AD&D, Disability, EAP, Assistance & Evacuation