| Overall Maximum Limit |
$5,000,000 |
| Covered Areas |
Worldwide including the US, worldwide excluding the US, or within Canada |
| Multi-Trip Annual Plan Options |
2, 5, 10, 15, 20, 35, or 60 days per trip |
| Deductible Options |
No deductible, $250, $500, $1,000, $2,000, $5,000, $10,000, $25,000, $50,000, $100,000 (CAD) |
| Pre-Existing Medical Condition Coverage |
Subject to stability period of 7-365 days (depending on age) |
| Hospital Accommodation |
Reasonable and customary costs (semi-private room) |
| Physician |
Reasonable and customary costs |
| Ambulance |
Reasonable and customary costs |
| Prescription Drugs |
30-day supply (limit does not apply when hospitalized) |
| Dental Accident |
$4,000 |
| Dental Pain |
$500 |
| Emergency Transportation |
Air ambulance or economy airfare to the home province or territory |
| Specialists and Therapists |
$500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, optometrist |
| Excluded Sports |
Backcountry skiing/snowboarding, downhill freestyle skiing/snowboarding in organized competitions, high risk snowmobiling and motorized snow biking, ice climbing, mountaineering over a 6,000-metre elevation, mountaineering up to a 6,000-metre elevation, rock climbing, barrel racing, bronc riding, bull riding, chariot racing, chuck wagon racing, harness racing, rodeo bareback racing, rodeo clowning, rodeo team roping, steer wrestling/chute dogging, trick riding |
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