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| Overall Maximum Limit | $5,000,000 |
| Covered Areas | Worldwide including the US, worldwide excluding the US, or within Canada |
| Multi-Trip Annual Plan Options | 4, 9, 16, 31, or 60 days per trip (available up to age 60) |
| Pre-Existing Medical Condition Coverage | Subject to stability period of 90-365 days (depending on age) |
| Excluded Sports | All professional sports, rock or mountain climbing, hang gliding, parachuting, bungee jumping, skydiving, any motorized race or speed contest, scuba diving (except if certified by internationally recognized and accepted program such as NAUI or PADI, or if diving depth does not exceed 30 metres) |
| Hospital Accommodation | Reasonable and customary costs |
| Physician | Reasonable and customary costs |
| Ambulance | Reasonable and customary costs |
| Prescription Drugs | 30-day supply (limit does not apply when hospitalized) |
| Dental Accident | $5,000 |
| Dental Pain | $500 |
| Emergency Transportation | Air ambulance or economy airfare to the home province or territory |
| Specialists and Therapists | $500 per profession for physiotherapist, chiropractor, osteopath, or podiatrist |
| Quebec Residents | The name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, are described in the insurance policy (please click below on “Policy Wording”). |