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TuGo Visitors to Canada
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Allianz Global Assistance Visitors to Canada
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Discover Canada | |
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| Overall Maximum Limit | $10,000-$300,000 in $10,000 increments | $10,000, $25,000, $50,000, $100,000, $150,000, $300,000 | $50,000, $100,000, $150,000, $300,000, $500,000, $1,000,000 |
| Deductible Options | No deductible, $500, $1,000, $2,500, $5,000, $10,000 | No deductible, $100, $250, $1,000, $3,000 | Ages 70 and younger: no deductible, $100, $250, $500, $1,000, $3,000, $5,000, $10,000, $25,000. Ages 71-90: $500, $1,000, $3,000, $5,000, $10,000, $25,000 |
| Pre-Existing Medical Condition Stability Period | 120 days prior to policy effective date | Ages 59 and younger: 90 days prior to policy effective date. Ages 60-79: no coverage for pre-existing heart conditions, stroke or mini-stroke; 180-day stability prior to effective date for other conditions | Ages 70 and younger: 90 days prior to the effective date. Ages 71-80: 180 days prior to the effective date. Ages 81-90: no coverage for pre-existing medical conditions |
| Side Trips | Covers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin | Covers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin | Covers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin |
| Maternity | $3,000 of coverage if pregnancy commences after the policy effective date | No coverage for maternity expenses | $5,000 of coverage if pregnancy commences after the policy effective date and coverage remains in force for the entire duration of the pregnancy |
| Excluded Sports | All professional sports, SCUBA diving (unless you are certified by an internationally recognized and accepted program) | All professional sports, motorized contests, stunt activities, any skiing out of bounds, heliskiing, ski jumping, skydiving, sky-surfing, SCUBA diving (except if certified by internationally recognized and accepted program, or if diving depth does not exceed 30 metres), whitewater rafting (except grades 1 to 4), street luge, skeleton activity, mountaineering, or participation in any rodeo activity | Rock or mountain climbing, hang gliding, parachuting, bungee jumping, or skydiving; participation in any motor sport or motor racing; participation in any sport as a professional athlete (for which the insured person is remunerated) or scuba diving (except if certified by an internationally recognized and accepted program such as NAUI or PADI, or if diving depth does not exceed 30 metres) |
| Recommended for Super Visa Travellers | Yes - ages 89 and younger | Yes - ages 89 and younger | Yes - ages 90 and younger |
| Hospital Accommodation/Physician | Reasonable and customary costs | Reasonable and customary costs | Reasonable and customary costs |
| Ambulance | Reasonable and customary costs | Reasonable and customary costs | Reasonable and customary costs |
| Prescription Drugs | $10,000 or 30-day supply (limit does not apply when hospitalized) | $1,000 or 30-day supply | $2,000 or 30-day supply (limit does not apply when hospitalized) |
| Emergency Transportation | Economy airfare to country of origin, including medical attendant or stretcher | Economy airfare to country of origin, including medical attendant or stretcher; air ambulance, if medically necessary | Economy airfare to country of origin, including medical attendant or stretcher; air ambulance, if medically necessary |
| Specialists and Therapists | $500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist | $500 per profession for physiotherapist, chiropractor, osteopath, chiropodist, podiatrist, acupuncturist | $500 per profession for physiotherapist, chiropractor, osteopath, podiatrist, acupuncturist, psychiatrist/psychologist |
| Accidental Death and Dismemberment | $25,000 | Up to overall maximum limit | $50,000 |
| Flight Accident | $25,000 | N/A | $50,000 |
| Quebec Residents | The name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, are described in the insurance policy (please click below on “Policy Wording”). | The name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, are described in the insurance policy (please click below on “Policy Wording”). | For more information with regards to the name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, please click here. |
