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| IMG Patriot Exchange Program | IMG Student Health Advantage Individual - Standard | IMG Student Health Advantage Individual - Platinum | |
|---|---|---|---|
| Covered Areas | 1. Worldwide including the US; 2. Worldwide excluding the US; 3. Europe Only | Worldwide | Worldwide |
| Maximum Sum Insured | $50,000, $100,000, $250,000, or $500,000 | Student: $500,000. Dependent: $100,000 | Student: $1,000,000. Spouse and Dependent: $100,000 |
| Physician and Hospital Fees | Included | Included | Included |
| Ambulance | Included | Included | Included |
| Prescription Drugs | Included | Up to 90-day supply | Up to 90-day supply |
| Other Professional Services | Physical therapy | Physical therapy | Physical therapy |
| Pre-Existing Medical Condition Coverage | $50,000 limit, after 12 months of coverage | Included after 12 months of coverage | Included after 6 months of coverage |