Due to the Canada Post strike, claims cannot currently be received by mail. Please click here for instructions for submitting claims through your Student Portal or website
If you are a student or scholar planning to pursue your education outside of your home country, health insurance is a necessity. Most student visas and learning institutions require that visiting foreign students be covered by a comprehensive health insurance policy.
| Daily Rate | See Rates & Application document |
| Yearly Rate | See Rates & Application document |
| Minimum Policy Premium | $35 |
| Maximum Sum Insured | $200,000, $250,000, $300,000, or $500,000 |
| Physician and Hospital Fees | Included |
| Ambulance | Ground: $300, $500, or $750; Air: $25,000 or $50,000 |
| Prescription Drugs | 50-80% of actual cost |
| Other Professional Services | $50 per visit, per day for physical therapy, chiropractor |
| Maternity | Smart plan: no coverage. Budget and Select plans: usual, reasonable, and customary charges for pregnancy that commences after effective date |
| 1 General Checkup - Applicable to annual plans | Not Included |
| 1 Eye Exam - Applicable to annual plans | Not Included |
| Pre-Existing Medical Condition Coverage | Smart plan: $25,000 for acute onset of pre-existing conditions. Budget and Select plans: 180-day waiting period for pre-existing condition coverage |
| Covered Areas | 1. Worldwide including the US; 2. Worldwide excluding the US |
| Maximum Sum Insured | $200,000, $250,000, $300,000, or $500,000 |
| Physician and Hospital Fees | Included |
| Ambulance | Ground: $300, $500, or $750; Air: $25,000 or $50,000 |
| Prescription Drugs | 50-80% of actual cost |
| Other Professional Services | $50 per visit, per day for physical therapy, chiropractor |
| Pre-Existing Medical Condition Coverage | Smart plan: $25,000 for acute onset of pre-existing conditions. Budget and Select plans: 180-day waiting period for pre-existing condition coverage |