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| Covered Areas | 1. Worldwide including the US; 2. Worldwide excluding the US; 3. Europe Only |
| Maximum Sum Insured | $50,000, $100,000, $250,000, or $500,000 |
| Physician and Hospital Fees | Included |
| Ambulance | Included |
| Prescription Drugs | Included |
| Other Professional Services | Physical therapy |
| Pre-Existing Medical Condition Coverage | $50,000 limit, after 12 months of coverage |