The Traveller plan offers travel medical coverage for Canadians up to age 90. A simple, straightforward medical questionnaire determines your coverage category and rate. Easy to purchase and with competitive rates, this product is a good choice for many snowbirds.
Overall Maximum Limit | $5,000,000 |
Covered Areas | Worldwide including the US, worldwide excluding the US, or within Canada |
Multi-Trip Annual Plan Options | 2, 5, 10, 15, 20, 35, or 60 days per trip |
Deductible Options | No deductible, $250, $500, $1,000, $2,000, $5,000, $10,000, $25,000, $50,000, $100,000 (CAD) |
Pre-Existing Medical Condition Coverage | Subject to stability period of 7-365 days (depending on age) |
Hospital Accommodation | Reasonable and customary costs (semi-private room) |
Physician | Reasonable and customary costs |
Ambulance | Reasonable and customary costs |
Prescription Drugs | 30-day supply (limit does not apply when hospitalized) |
Dental Accident | $4,000 |
Dental Pain | $500 |
Emergency Transportation | Air ambulance or economy airfare to the home province or territory |
Specialists and Therapists | $500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, optometrist |
Excluded Sports | Backcountry skiing/snowboarding, downhill freestyle skiing/snowboarding in organized competitions, high risk snowmobiling and motorized snow biking, ice climbing, mountaineering over a 6,000-metre elevation, mountaineering up to a 6,000-metre elevation, rock climbing, barrel racing, bronc riding, bull riding, chariot racing, chuck wagon racing, harness racing, rodeo bareback racing, rodeo clowning, rodeo team roping, steer wrestling/chute dogging, trick riding |