| Sandra Albanez | |
| 204-223-2373 | |
| sandra@toprankstudent.com | |
| 109-420 Des Meurons St. Winnipeg, Manitoba, Canada R2H 2N9 | |
| https://toprankstudent.com/ | 
| 416-730-8488 1-800-360-3234 (Toll Free) | |
| agent@americas.msh-intl.com | |
| 
                            150 King St West, Suite 602,
                             PO Box 75 Toronto, ON M5H 1J9 Canada  | 
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| 
                            Monday to Friday 8 am to 6 pm EST Saturday 9 am to 5 pm EST Closed on Sundays  | 
                    
| If you have a serious medical emergency, you MUST contact the 24-hour Emergency Assistance team within 48 hours. This phone number is listed on your wallet card, on your policy documents, and here. |