24-hour, year-round coverage |
Included |
Accidental dental |
Unlimited for 10 years |
Damage to eyeglasses and contact lenses |
$300 |
Eyeglasses or contact lenses needed due to injury |
Full cost |
Paramedical |
$500 |
Emergency transportation |
Full cost of ambulance fees, or $350 for taxi in lieu of ambulance |
Medical appliances and expenses |
$1,500 |
Fracture/dislocation benefit |
Up to $750 |
Hospital room expenses |
Unlimited |
Hospital cash benefit |
$100/day |
Tutoring benefit |
$6,000 |
Critical illness |
$9,000 nursing expenses + $3,000 accommodations |
Out-of-province/ country emergency medical |
N/A |
Trip cancellation and emergency return flight |
N/A |
Total & permanent disability |
$75,000 |
Loss of limb/loss of use |
$75,000 |
Accidental death benefit |
$15,000 |
Repatriation or burial abroad |
N/A |