| 24-hour, year-round coverage | Included |
| Accidental dental | Unlimited for 10 years |
| Damage to eyeglasses and contact lenses | $350 |
| Eyeglasses or contact lenses needed due to injury | Full cost |
| Paramedical | $800 |
| Emergency transportation | Full cost of ambulance fees, or $350 for taxi in lieu of ambulance |
| Medical appliances and expenses | $1,500 |
| Fracture/dislocation benefit | Up to $1,000 |
| Hospital room expenses | Unlimited |
| Hospital cash benefit | $100/day |
| Tutoring benefit | $6,000 |
| Critical illness | $12,500 nursing expenses + $3,000 accommodations |
| Out-of-province/ country emergency medical | $200,000 |
| Trip cancellation and emergency return flight | $1,000 each |
| Total & permanent disability | $350,000 |
| Loss of limb/loss of use | $150,000 |
| Accidental death benefit | $30,000 |
| Repatriation or burial abroad | $5,500 |
