Whether visiting family or immigrating to Canada permanently, GMS is an affordable option for your emergency medical treatment and care. Note: this product is not offered in Quebec, New Brunswick, Nunavut, Yukon, and the Northwest Territories.
| Overall Maximum Limit | $25,000, $50,000, $100,000, $150,000 |
| Deductible Options | No deductible, $100, $500, $1,000 |
| Pre-Existing Medical Condition Stability Period | 180 days prior to policy effective date |
| Side Trips | Covered in the United States and Mexico as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin |
| Maternity | No coverage for maternity expenses |
| Excluded Sports | Professional sports, speed contests or racing of motorized land, water or air vehicle(s), an extreme sport, including but not limited to scuba diving (except when you are NAUI, PADI, ACUC or SSI certified), bungee jumping, parachuting, mountaineering, skydiving, rodeo, hang gliding, acrobatic or stunt flying or jockeying |
| Recommended for Super Visa Travellers | Yes - ages 79 and younger |
| Hospital Accommodation/Physician | Reasonable and customary costs |
| Ambulance | Reasonable and customary costs |
| Prescription Drugs | 30-day supply |
| Emergency Transportation | Only when on a covered side trip to the United States or Mexico: air ambulance or economy airfare to destination in Canada or country of origin, including medical attendant, if medically necessary |
| Specialists and Therapists | $300 combined for osteopath, physiotherapist, chiropractor, chiropodist, podiatrist |
| Accidental Death and Dismemberment | N/A |
| Flight Accident | N/A |
| Quebec Residents | The name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, are described in the insurance policy (please click below on “Policy Wording”). |
