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RSA Viator Expatriate
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First'Expat + | Start'Expat | |
|---|---|---|---|
| Overall Maximum Limit | $1,000,000 CAD | $500,000, $1,000,000, $2,000,000, or $3,000,000 | 250,000€ |
| Eligible Countries of Citizenship | Canada | Any country | Any country |
| Covered Areas | 1. Worldwide; 2. Worldwide excluding the US | Worldwide | 1. Worldwide; 2. Worldwide excluding the US |
| Duration Options | 6 months, 9 months, 12 months | Annual | Monthly |
| Emergency Medical | Reasonable and customary costs | Reasonable and customary costs | Reasonable and customary costs |
| Outpatient Services | $10,000 per injury or sickness | Reasonable and customary costs | Reasonable and customary costs if resulting from an accident or an unforeseen illness |
| Local Ambulance | Reasonable and customary costs | Reasonable and customary costs | Reasonable and customary costs |
| Hospital Accommodation | Reasonable and customary costs (semi-private room) | Reasonable and customary costs (semi-private or private room, depending on plan) | Reasonable and customary costs |
| Emergency Evacuation | Reasonable and customary costs | Reasonable and customary costs | Reasonable and customary costs |
| Prescription Drugs | $10,000 per injury or sickness | Reasonable and customary costs | 3,000€ |
| Check-Ups | Not covered | Quartz plan: not covered. Other plans: covered. | Not covered |
| Maternity | $5,000 for hospitalization (due to complicated maternity only) | Optional rider | Not covered |
| Dental | $5,000 per injury for dental accident | Optional rider | Dental emergency only: 350€. Dentures and protheses related to an accident: 200€ |
| Mental/Nervous Conditions | Not covered (unless hospitalized) | Covered up to specific limits after 12 months | Not covered |
| Organ Transplants | Not covered | Reasonable and customary costs | Reasonable and customary costs if resulting from an accident or an unforeseen illness |
| Vision | Not covered | Optional rider | Lenses and frames following an accident: 150€ |
| Optional Riders | None | Vision/Dental, Maternity, Assistance/Repatriation, Legal Assistance/Third-Party Liability | None |
