Most Popular |
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RSA Medi-Select Advantage Age 60 and over
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TuGo Traveller Emergency Medical
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| Overall Maximum Limit | $5,000,000 | $5,000,000 |
| Covered Areas | Worldwide or within Canada | Worldwide including the US, worldwide excluding the US, or within Canada |
| Multi-Trip Annual Plan Options | 4, 9, 16, 30, or 60 days per trip | 2, 5, 10, 15, 20, 35, or 60 days per trip |
| Deductible Options | No deductible, $250, $500, $1,000, $5,000, $10,000 (USD) | No deductible, $250, $500, $1,000, $2,000, $5,000, $10,000, $25,000, $50,000, $100,000 (CAD) |
| Pre-Existing Medical Condition Coverage | Subject to stability period of 90-365 days prior to departure (depending on age and answers to medical questionnaire) | Subject to stability period of 7-365 days (depending on age) |
| Hospital Accommodation | Reasonable and customary costs (semi-private room) | Reasonable and customary costs (semi-private room) |
| Physician | Reasonable and customary costs | Reasonable and customary costs |
| Ambulance | Reasonable and customary costs | Reasonable and customary costs |
| Prescription Drugs | 30-day supply (limit does not apply when hospitalized) | 30-day supply (limit does not apply when hospitalized) |
| Dental Accident | $2,000 | $4,000 |
| Dental Pain | $350 | $500 |
| Emergency Transportation | Air ambulance or economy airfare to the nearest appropriate medical facility or to the home province or territory | Air ambulance or economy airfare to the home province or territory |
| Specialists and Therapists | $300 per profession for chiropractor, chiropodist, osteopath, podiatrist, or physiotherapist | $500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, optometrist |
| Excluded Sports | All professional sports, competitive motorized sporting events, racing, motorized speed contests | Backcountry skiing/snowboarding, downhill freestyle skiing/snowboarding in organized competitions, high risk snowmobiling and motorized snow biking, ice climbing, mountaineering over a 6,000-metre elevation, mountaineering up to a 6,000-metre elevation, rock climbing, barrel racing, bronc riding, bull riding, chariot racing, chuck wagon racing, harness racing, rodeo bareback racing, rodeo clowning, rodeo team roping, steer wrestling/chute dogging, trick riding |
